About Us

About PennyWise USA

Smart Money, Simple Living

Hey, I’m Alex Rivera — a 32-year-old graphic designer from Chicago living on a $50K salary. I started PennyWise USA in 2025 after realizing most money advice is either too complex or too scammy.

Here, you’ll find real, tested tips that helped me:

  • Save $5,000 in 6 months
  • Cut my grocery bill by 40%
  • Earn 4.50%+ on savings (vs. 0.01% at big banks)

No fluff. No upsells. Just American-focused money hacks that work in 2025.

Mission: Help 100,000 people save $1,000+ this year.

Contact: hello@pennywiseusa.blog
X: @pennywiseusa


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